Working Capital Loans

Working Capital Loans & Business Lines of Credit: Secure Funding with Dynamic Alternative Finance

At Dynamic Alternative Finance, we understand that securing affordable working capital loans quickly can be a challenge for businesses across all industries. That’s why we offer streamlined solutions to help you obtain the funding you need without disrupting your focus on business growth.

How We Can Help: Business Lines of Credit & Working Capital Loans

Dynamic Alternative Finance is your one-stop solution for sourcing business lines of credit and working capital loans tailored to your needs. Preserve 100% of your equity while accessing fast, flexible financing options that empower your business.

Business Loan Program

  • Loan Amounts: From $5,000 to $1,000,000
  • No Collateral Required: For loans up to $750,000
  • Flexible Repayment Terms: 12 to 36 months
  • Fast Approvals: Same-day approvals with funding in under a week
  • Minimal Documentation: Streamlined application process
  • Interest-Only Options: Available for lower monthly payments
  • Principal Deferment: Up to 50% for the lowest payment options
  • Optional Line of Credit: Available with all loans
  • Quick Access: Up to 5 loan drafts over a 6-month period
  • Credit Card Independence: Repayment not tied to credit card transactions
  • Early Pay-Off Options: Available with no penalties
  • Tax Benefits: Interest paid is tax-deductible

 

Ultimate Revolving Small Business Line of Credit

  • Approvals: Up to $1M with a minimum initial draw of $5,000 or 10% of approval
  • Amortizing Term: Up to 36 months with low, fixed weekly payments
  • Unlimited Draws: $5,000 or more during the revolving period
  • Partial Principal Paydowns: Unlimited paydowns of $5,000 or more during the revolving period
  • Revolving Period: Up to 1 year (52 weeks)
  • Line Availability: Payments and principal paydowns free up additional credit
  • Finance Charges: Collected weekly
  • No Hidden Fees: Pay off or pay down the line with no penalties, maintenance, or prepayment fees

 

Interest-Only Revolving Line of Credit

  • Approvals: From $200K to $1M with a minimum draw of 24% of the line’s approval
  • Interest-Only Payments: Save big by paying only interest on the outstanding balance for up to 1 year
  • Flexible Terms: Up to 3 years with the lowest fixed payments
  • Unlimited Draws: $10,000 or more during the revolving period
  • Partial Principal Paydowns: Unlimited paydowns of $10,000 or more during the revolving period
  • Revolving Period: Up to 11 months (48 weeks)
  • Line Availability: Payments and principal paydowns free up additional credit

 

Ready To Become Our Next Success Story?

Let’s discuss your specific situation.

Frequently Asked Questions

What is a working capital loan?

A working capital loan is a debt facility designed to support business growth, often marketing, hiring, advertising etc.

How can working capital loans benefit my business?

It can provide the capital to support growth and expansion.

Are there specific requirements for obtaining a working capital loan for my business?

There are a few different structures, but generally speaking, the borrower/guarantor should have strong personal credit and up-to-date financial records.

Can I use a working capital loan to start a new business?

We do have start-up programs to use as seed capital for a new business.

Are working capital loans available for all types of businesses?

Yes, we have options for every industry vertical.

How quickly can I receive funds from a working capital loan?

Generally, loans of this nature take 1-2 weeks to close/fund.