Cannabis Business Loans

Financing Your Cannabis Business Dream: Expert Cannabis Loans by Dynamic Alternative Finance

With over 10 years of experience serving the cannabis industry in the US and Canada, Dynamic Alternative Finance (DAF) is your trusted resource for every type of cannabis loan. Whether you’re starting a dispensary, launching a cultivation operation, or expanding your cannabis-related business, we have the expertise to help you secure the funding you need.

Why Cannabis Business Loans Are Essential

The cannabis industry is flourishing, with rapid expansion in regions where legislation permits its sale and use. However, securing funding for cannabis businesses presents unique challenges due to legal complexities. Traditional banks often hesitate to provide financing for cannabis ventures, but specialized cannabis business loans offer a viable alternative.

Understanding Cannabis Business Loans

Cannabis business loans are tailored financing solutions designed to address the specific needs and legal considerations of the cannabis industry. These loans can help you cover startup costs, finance expansions, purchase equipment, or manage operational cash flow.

Who Can Apply for Cannabis Loans?

If you’re a cannabis entrepreneur operating in compliance with local and state laws, you may be eligible to apply for cannabis business loans. This includes:

  • Dispensaries and Retail Stores
  • Cultivation Facilities
  • Edibles Producers
  • Extraction Companies
  • Cannabis Tech Companies

 

Types of Cannabis Business Loans

  1. Business Loans: From short-term loans for immediate expenses to long-term financing for major expansions.
  2. Equipment Financing: Ideal for purchasing or leasing cultivation equipment, POS systems, and security setups.
  3. Real Estate Loans: For purchasing and developing property for retail stores, cultivation facilities, or other cannabis-related real estate.
  4. Working Capital Loans: Flexible funding to cover day-to-day operational costs such as payroll, inventory, and marketing.

 

Why Choose Dynamic Alternative Finance?

At DAF, we believe in the potential of the cannabis industry and the vision of its entrepreneurs. Our mission is to provide you with the best financial solutions, advice, and resources to turn your cannabis business dream into reality. With our deep understanding of the industry and our network of flexible lenders, we are your partners in success.

Contact Us Today

Ready to take the next step? Contact Dynamic Alternative Finance to learn more about how we can help you secure the funding needed to grow your cannabis business. Together, we can cultivate a brighter, greener future.

What Our Clients Say

Your success is our success

Situation: A team of operators in New Jersey needed funding to open a new retail store.

Solution: DAF facilitated an investment in one of the principal’s home equity, allowing him to leverage that cash without having a monthly payment.

Results: The team had the seed capital needed to get their new business up and running very quickly.

WORKING CAPITAL
Jersey City, NJ

Situation: A  large publicly-traded company needed to refinance some high-interest debt to improve cash flow and fund expansion.

Solution: Dynamic Alternative Finance arranged a $25M real estate loan that allowed the company to significantly reduce their debt payments and free up some funds to fuel their aggressive growth plans.

Results: The group continues to add cultivation and retail locations all across the US.

MULTI-STATE OPERATOR
Penssylvania

Situation: A successful restaurant wanted to expand its two-store operation to 10 or more stores.

Solution: Debt-based financing without relinquishing equity or control.

Results: We reduced borrowing costs for the client from 32% to 14% annually. We arranged, through a syndication partner, a $2 million term loan for 12 months to help the company expand and open new stores, then secured a second loan for $1.3 million to allow the client to purchase new equipment.

RESTAURANT
California

Situation: The owner of this franchise had exhausted friends and family financing and wanted to leverage his balance sheet for expansion.

Solution: Private financing with a sale leaseback of existing equipment.

Results: We arranged a sale leaseback, taking title of the existing equipment and providing $279,000 in cash to the owner with an affordable monthly payment for the next three years at a repayment rate 14%.

RETAIL SHOP
Ohio

Situation: A Massachusetts operator needed to move to a larger space to accommodate their needs. During the transition they realized they needed additional working capital. There was a 90-day period when they were unable to be open to for business, thus impacting cash flow. They were in need of a quick solution to tide them over until they could get up and running.

Solution: Dynamic Alternative Finance arranged a $250K bridge loan for the shop, which allowed them to cover the gap during their move to a new facility.

Results: The management team was able to successfully make the move and used the bridge loan to cover the gap until they could open again.

BRIDGE LOANS + TENANT IMPROVEMENTS
Massachusetts

Situation: This leading technology provider was having trouble securing traditional funding despite outstanding financials over the company’s five years in business.

Solution: Private financing via a line of credit that did not dilute their equity.

Results: We helped the company acquire a $2 million line of credit at a mid-teens rate for one year. They are currently looking to expand the line to $5 million.

TECHNOLOGY
Nevada

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