In today’s economy, many businesses

have trouble securing working capital

Working Capital Loans

We understand that businesses across all industries can find it challenging to get reasonably priced loans quickly. 

Here’s how Dynamic Alternative Finance can help.

  • We are a one-stop solution for sourcing the funding you need so you can stay focused on your business
  • We help companies acquire working capital and other financing options
  • Preserve 100% of your equity with a working capital loan

Business Loan Program

  • Loan amounts from $5,000 to $1,000,000
  • N0 collateral required on amounts up to $750,000
  • Repayment terms from 12 to 36 months
  • Same-day approvals and fundings in under a week
  • Minimal documentation required
  • Interest-only options available
  • Up to 50% principal deferment for lowest payment
  • All loans come with an optional line of credit
  • Fast access to 5 loan drafts over a 6-month period
  • Repayment is not tied to credit card transactions
  • Early pay-off options are available
  • Interest paid is tax-deductible

 

MicroCap SBA Loans

  • $15,000-$50,000 (50% of revenues based on last 3 months’ bank statements
  • 10-year terms
  • Minimum time in business:  1 year
  • Funding in 5-7 business days

 

Ultimate Revolving Line of Credit

  • Approvals up to $1M with minimum initial draw of $5,000 or 10% of approval
  • Max amortizing term up to 36 months with low, fixed weekly payments
  • Unlimited draws of $5,000 or more during the revolving period
  • Unlimited partial principal paydowns of $5,000 or more during the revolving period
  • Revolving period up to 1 year (52 weeks)
  • Every payment made and partial principal paydown frees up line availability
  • Finance charges accrue and are collected weekly
  • Closing points are only charged on cash out
  • Pay off or pay down with no penalties, maintenance, or prepayment fees

 

Interest-Only Revolving Line of Credit

  • Approvals from $200K up to $1M with a minimum draw of 24% of the line’s approval
  • SAVE BIG!  Pay only the interest on the outstanding balance for up to 1 year
  • $ terms up to 3 years with the lowest, fixed payments
  • Unlimited draws of $10,000 or more during the revolving period
  • Unlimited partial principal paydowns of $10,000 or more during revolving period
  • Revolving period up to 11 months (48 weeks)
  • Every regular payment made and partial principal paydown frees up line availability

Contact Us to discuss the best option for your business

Dynamic Alternative Finance is a team of industry experts and experienced professionals who make it their mission to help entrepreneurs obtain the funding to grow their businesses.

Ready To Become Our Next Success Story?

Let’s discuss your specific situation.

Frequently Asked Questions

What is a working capital loan?

A working capital loan is a debt facility designed to support business growth, often marketing, hiring, advertising etc.

How can working capital loans benefit my business?

It can provide the capital to support growth and expansion.

Are there specific requirements for obtaining a working capital loan for my business?

There are a few different structures, but generally speaking, the borrower/guarantor should have strong personal credit and up-to-date financial records.

Can I use a working capital loan to start a new business?

We do have start-up programs to use as seed capital for a new business.

Are working capital loans available for all types of businesses?

Yes, we have options for every industry vertical.

How quickly can I receive funds from a working capital loan?

Generally, loans of this nature take 1-2 weeks to close/fund.